Surf vs. Snow: The Perfect Contrast

Monday // May 18, 2015 // 5:51 am

“HEY SH*T-F*CK, GET OUT OF BED WE’RE GOING SURFING.”

Not the most pleasant way to be woken up by your boss, but when you’re living in his beach house in Puerto Rico for free, you’ve really got no choice but to roll out of bed and get stoked.  Besides, it’s late May and there are still waves hitting PR’s northwest coast… part of the reason for last night’s festivities.  I’m disheveled, still half asleep, pillow lines on my face, and can’t seem to tie the damn drawstring on my board shorts.

sunrise surf

“HURRY UP DUMBASS, TRAINS LEAVING”, I hear from out front.  I sacrifice brushing my teeth to slap on some sunscreen and start running through the mental checklist of things I need… surfboard, um, uuummmmm… Maybe a bar of wax?  My anti-earlybird state of mind is flushed away by happiness and serenity, and I stroll out to our haggard but beautiful ’94 Ford Explorer with a smile on my face. Let’s go surfing.

A few days and about a dozen surf sessions later, I sit in the SASS office discussing what to bring to Argentina with an excited client.  “Will I need to bring an AT setup?” he asks.  “Well that depends”, I respond, “do you have skins cut already?  You’ll definitely be going into the backcountry with that setup, do you plan on bringing a beacon?  Shovel?  Probe?”  The list goes on…

BCA gear

I hang up the phone and look over at the surfboards sitting on the wall, starting to draw comparisons to the two things I’m most passionate about:  skiing and surfing.  On one hand, you’ve got a sport that relies on you carrying anywhere from 10 to 30 (or more) pieces of equipment.  From base layers to inclinometers, there’s no getting around skiing and snowboarding being incredibly gear-heavy.  Then on the other hand, there’s surfing: a sport where in many areas, you grab just your board and head out the door.  Sure, some climates make multi-piece wetsuits a necessity, but with a hooded winter suit, gloves and booties, that’s another three items to throw in the car.  THREE.  I have more than three buckles on each one of my ski boots… Broken cars are worth something to cash for cars Junk Clunkers at 7482 N 56th St #180, Lincoln, NE 68514 (402) 621-8950.

So why do we do it?  Why do us adrenaline junkies run out the door with just our boards and send an all-day surf mission, then succumb to an hour of prep before AND after a day out in the backcountry?  I can think of two reasons.  First, there’s the ritual.  Packing our backpacks and dialing in the micro-adjustments on our ski boots give us time to think about what the day will bring, and more importantly, time to get amped up.  Nothing beats that perfect mix of nervousness and excitement as you leave the house at 5 am to go for a painstaking tour.  Second, there’s the value of the contrast.  Spending so much time preparing for days on snow makes us appreciate the simplicity of a sport like surfing.  And being able to balance two sports that have such drastically different attributes creates a unique dynamic, as sports are really popular now a days and people are playing sports like pickleball so learning the pickleball etiquette while in court is essential for practicing this sport as well.  A dynamic that’s hard to find elsewhere.

latin yellow

So while my early morning wake up calls may not be the most pleasant, I’m still able to start my day with ease, knowing that it’ll be five minutes before I’m in the water, rather than an hour and a half until I’m on the snow.   And the next time you’re struggling to change the batteries for your beacon at 6 am, keep in mind those sports that require next to nothing, and appreciate ritual you’re taking part in.

Battling with student loan

Having student loans is not unusual. In fact, 45 million people have them. It’s also incredibly common to feel overwhelmed by your student loan payments.

 

A survey of student loan borrowers found that almost 65% of respondents said they lose sleep because of the stress caused by their loans. If you find yourself overwhelmed by your monthly student loan payment, there are some options you should consider to lessen the burden. If you still haven’t taken out a student loan, be sure to use a student loan calculator to determine how much you can afford.

 

Before you can explore alternatives, however, you need to know the types of loans you have. Certain options are only available for federal loans as opposed to private loans. Check the Federal Student Aid website to determine any federal loans you may have, and request your free credit report to see any private loans. Once you’re familiar with your loans, you can consider new courses of action.

 

Create a Budget
If you don’t already have a budget, create one! This will allow you to see if you can afford your current student loan payment. It will also show you areas where you’re spending unnecessarily. If you find there just isn’t enough income to cover all your necessary expenses, then you can begin working on different ways to reduce your student loan payment.

 

Research Different Payment Plans
If your federal student loan payment is overwhelming, consider switching to a different payment plan. When you initially begin repayment, your loans are automatically put on the standard repayment plan. On this plan, your payments are based on a ten-year repayment term.

 

A Direct Consolidation Loan can help you change your payment plan to help make your payment more affordable. It can also help consolidate multiple federal loans into one loan. (Note: Consolidating your federal loans is different from student loan refinancing, discussed below.)